.page-disclaimer {
  --terms-grid: rgba(29, 78, 137, 0.08);
  --terms-rule: rgba(29, 78, 137, 0.18);
  --terms-num-bg: var(--mint);
  background: var(--cream);
  color: var(--ink);
}

.page-disclaimer .terms-hero {
  position: relative;
  border-bottom: 1px solid var(--line);
  background-color: var(--cream);
  background-image:
    linear-gradient(var(--terms-grid) 1px, transparent 1px),
    linear-gradient(90deg, var(--terms-grid) 1px, transparent 1px),
    radial-gradient(circle at 84% 16%, rgba(232, 112, 42, 0.1), transparent 34%);
  background-size: 32px 32px, 32px 32px, auto;
}

.page-disclaimer .terms-hero__inner {
  padding-block: clamp(1.35rem, 4vw, 2.6rem) clamp(1.4rem, 3.5vw, 2.4rem);
}

.page-disclaimer .terms-hero__copy {
  max-width: 56rem;
  margin-top: clamp(1.1rem, 2.5vw, 1.6rem);
}

.page-disclaimer .terms-hero .eyebrow {
  color: var(--navy);
}

.page-disclaimer .terms-hero h1 {
  margin: 0.4rem 0 0.9rem;
  font-family: var(--serif);
  font-size: clamp(2.2rem, 6vw, 3.55rem);
  font-weight: 700;
  line-height: 1.12;
  letter-spacing: -0.02em;
  color: var(--navy-deep);
}

.page-disclaimer .terms-hero .lede {
  max-width: 44rem;
  margin: 0;
  font-size: clamp(1rem, 0.35vw + 0.96rem, 1.08rem);
  line-height: 1.8;
  color: var(--ink);
}

.page-disclaimer .terms-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-top: 1.2rem;
}

.page-disclaimer .terms-meta__item {
  display: inline-flex;
  align-items: center;
  min-height: 2rem;
  padding: 0.35rem 0.7rem;
  border: 1px solid var(--line);
  background: var(--glass);
  color: var(--navy-deep);
  font-size: 0.8rem;
  line-height: 1.45;
}

.page-disclaimer .terms-hero__figure {
  margin: clamp(1.4rem, 3vw, 2rem) 0 0;
}

.page-disclaimer .terms-hero__figure .figure__frame {
  overflow: hidden;
  border: 1px solid var(--terms-rule);
  background: var(--mint);
}

.page-disclaimer .terms-hero__figure img {
  display: block;
  width: 100%;
  height: auto;
  object-fit: cover;
}

.page-disclaimer .terms-hero__figure .figure__cap {
  margin-top: 0.45rem;
  color: var(--ink);
  font-size: 0.78rem;
  opacity: 0.72;
}

.page-disclaimer .terms-layout {
  display: grid;
  gap: 2rem;
  padding-block: clamp(2rem, 5vw, 4rem);
}

.page-disclaimer .terms-rail {
  align-self: start;
  min-width: 0;
}

.page-disclaimer .terms-rail__head {
  margin: 0 0 0.8rem;
  color: var(--navy);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.1em;
}

.page-disclaimer .terms-rail .rail-nav {
  display: grid;
  gap: 0.2rem;
  margin: 0 0 1.1rem;
}

.page-disclaimer .terms-rail .rail-nav__link {
  display: flex;
  align-items: baseline;
  gap: 0.6rem;
  min-width: 0;
  padding: 0.55rem 0.7rem;
  border-left: 3px solid transparent;
  border-radius: 0 2px 2px 0;
  color: var(--ink);
  font-size: 0.9rem;
  line-height: 1.5;
  text-decoration: none;
  transition: background 0.2s var(--ease), border-color 0.2s var(--ease), color 0.2s var(--ease);
}

.page-disclaimer .terms-rail .rail-nav__link:hover {
  background: var(--glass);
  color: var(--navy);
}

.page-disclaimer .terms-rail .rail-nav__link.is-current {
  border-left-color: var(--orange);
  background: var(--mint);
  color: var(--navy-deep);
}

.page-disclaimer .terms-rail .rail-nav__num {
  flex: 0 0 auto;
  color: var(--sage);
  font-family: var(--mono);
  font-size: 0.76rem;
}

.page-disclaimer .terms-print {
  justify-content: center;
  width: 100%;
  margin-bottom: 1rem;
}

.page-disclaimer .terms-rail__note {
  padding: 0.9rem;
  border: 1px solid rgba(90, 125, 107, 0.24);
  background: var(--mint);
  color: var(--ink);
  font-size: 0.82rem;
  line-height: 1.7;
}

.page-disclaimer .terms-rail__note a {
  color: var(--navy);
  text-decoration-thickness: 1px;
  text-underline-offset: 0.16em;
}

.page-disclaimer .terms-body {
  min-width: 0;
  max-width: 56rem;
}

.page-disclaimer .terms-section {
  display: grid;
  gap: 1rem;
  padding: clamp(1.5rem, 3.4vw, 2.2rem) 0;
  border-top: 1px solid var(--terms-rule);
  scroll-margin-top: calc(var(--header-bar-h) + var(--header-nav-h) + 1.25rem);
}

.page-disclaimer .terms-section:first-child {
  padding-top: 0;
  border-top: 0;
}

.page-disclaimer .terms-section__num {
  display: inline-grid;
  place-items: center;
  width: 3.25rem;
  height: 3.25rem;
  border: 1px solid rgba(29, 78, 137, 0.22);
  background: var(--terms-num-bg);
  color: var(--navy);
  font-family: var(--mono);
  font-size: 1.15rem;
  font-weight: 700;
  line-height: 1;
}

.page-disclaimer .terms-section__content {
  min-width: 0;
  max-width: 52rem;
}

.page-disclaimer .terms-section h2 {
  margin: 0 0 0.9rem;
  font-family: var(--serif);
  font-size: clamp(1.5rem, 3.4vw, 2.1rem);
  line-height: 1.28;
  color: var(--navy-deep);
}

.page-disclaimer .terms-section p {
  margin: 0.8rem 0 0;
  color: var(--ink);
  font-size: 1rem;
  line-height: 1.85;
}

.page-disclaimer .terms-section p:first-of-type {
  margin-top: 0;
}

.page-disclaimer .terms-section a {
  color: var(--navy);
  text-decoration-thickness: 1px;
  text-underline-offset: 0.16em;
}

.page-disclaimer .terms-section a:hover {
  color: var(--orange-dark);
}

.page-disclaimer .terms-list {
  display: grid;
  gap: 0.55rem;
  margin: 1rem 0 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .terms-list li {
  position: relative;
  padding-left: 1.2rem;
  color: var(--ink);
  font-size: 0.98rem;
  line-height: 1.78;
}

.page-disclaimer .terms-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.72em;
  width: 0.38rem;
  height: 0.38rem;
  background: var(--orange);
}

.page-disclaimer .terms-callout {
  margin-top: 1.15rem;
  padding: 0.85rem 1rem;
  border-left: 3px solid var(--orange);
  background: rgba(244, 162, 97, 0.13);
  font-size: 0.94rem;
  line-height: 1.72;
}

.page-disclaimer .terms-contact-grid {
  display: grid;
  gap: 0.6rem;
  margin-top: 1rem;
}

.page-disclaimer .terms-contact-item {
  min-width: 0;
  padding: 0.85rem 0.95rem;
  border: 1px solid rgba(90, 125, 107, 0.24);
  background: var(--mint);
}

.page-disclaimer .terms-contact-item__label {
  display: block;
  margin-bottom: 0.3rem;
  color: var(--sage);
  font-size: 0.75rem;
  letter-spacing: 0.05em;
}

.page-disclaimer .terms-contact-item__value {
  display: block;
  color: var(--navy-deep);
  font-weight: 600;
  line-height: 1.55;
  overflow-wrap: anywhere;
}

.page-disclaimer .to-top {
  position: fixed;
  right: 1rem;
  bottom: 1rem;
  z-index: 20;
  display: none;
  padding: 0.5rem 0.7rem;
  border: 1px solid var(--navy);
  background: var(--glass);
  color: var(--navy-deep);
  font-size: 0.8rem;
  line-height: 1.4;
  cursor: pointer;
}

.page-disclaimer .to-top[data-visible="true"] {
  display: inline-flex;
  align-items: center;
  justify-content: center;
}

@media (min-width: 600px) {
  .page-disclaimer .terms-contact-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (min-width: 920px) {
  .page-disclaimer .terms-layout {
    grid-template-columns: 232px minmax(0, 1fr);
    align-items: start;
    gap: clamp(2.2rem, 5vw, 4.8rem);
  }

  .page-disclaimer .terms-rail {
    position: sticky;
    top: calc(var(--header-bar-h) + var(--header-nav-h) + 1.5rem);
  }

  .page-disclaimer .terms-section {
    grid-template-columns: 84px minmax(0, 1fr);
    gap: 1.5rem;
  }

  .page-disclaimer .terms-section__num {
    width: 4rem;
    height: 4rem;
    font-size: 1.5rem;
  }
}

@media print {
  .page-disclaimer .terms-hero__figure,
  .page-disclaimer .terms-rail,
  .page-disclaimer .to-top {
    display: none !important;
  }

  .page-disclaimer .terms-layout {
    display: block;
    padding-block: 1rem;
  }

  .page-disclaimer .terms-section {
    grid-template-columns: 1fr;
    break-inside: avoid;
  }

  .page-disclaimer .terms-section__num {
    width: auto;
    height: auto;
    justify-self: start;
    padding: 0.2rem 0.45rem;
    border: 1px solid var(--terms-rule);
    font-size: 0.95rem;
  }
}